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  1. #1
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    Default 2013 Finance Goals

    I didn't see a thread for 2013 so if one exists I apologize.

    I just got a second job which allowed me to increase my monthly income by 125%. I intend to take advantage of this extra income for as long as I am able to earn it. Keeping this 2nd job in mind my goals for the first 6 months of 2013 are:

    Pay off CC#1
    Pay off CC#2
    Save for my trip to Africa.

    I think I can accomplish all of these goals by June 30. I don't know if I'll be with this company for the 2nd half of 2013 so i'm just looking at the 1st two quarters at this time.

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  3. #2
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    Love this thread. 2013 is gonna be a tough one but here are my goals for 2013:
    1. Pay extra principal on mortgage every month
    2. put aside my Roth IRA contribution every month
    3. Dont use my cc unless its a emergency
    4. Fix the deck
    Would love to save $20000 this year as well...we shall see.

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  5. #3
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    Open Roth Ira before 3/31/13
    Start using cash only
    Start saving for a house (take a first time homebuyers class)

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  7. #4
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    2013 Goals (I am having my 2nd child, due in August, so most goals I want accomplished by then)
    1. Move into a 3 bedroom apartment that won't cost more than $100 more than I am paying now - by Jul 1
    2. Fix my credit (hopefully by at least 100 points) - Dec 31
    3. Get a secured credit card to help fix my credit - by Apr 1
    4. Buy a new car - by Aug 1
    fotki: naturallykristin
    Napptural since November 2007
    3 big chops - most recent: April 2012
    Locs started: March 2, 2013 (started and maintained by interlocking)

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  9. #5
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    somehow my cc debt skyrocketed so I'm paying off one tomorrow, the other when I get my tuition reimbursed mid-May and the other by the end of the year, then those suckas go on ice til kingdom come!
    "The soul takes flight to the world that is invisible, but there arriving she is sure of bliss and forever dwells in paradise." - Plato


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    one card down, 2 to go! It was painful, I'd would have rather taken that loot and spent a week at the Breakers in Palm Beach....someday....
    "The soul takes flight to the world that is invisible, but there arriving she is sure of bliss and forever dwells in paradise." - Plato


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  13. #7
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    Default

    Quote Originally Posted by assia View Post

    P̶a̶y̶ ̶o̶f̶f̶ ̶C̶C̶#̶1̶
    One down, 1 to go.

  14. #8
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    Default

    1. Trying to save up 3K or more in my savings account. I want cushion money for needed and unforeseen expenses for my overseas trip.

    2. Maybe get a third, weekend only job. I'm honestly very disappointed that the second job didn't offer have more hours for me to work. It would have been extremely nice to met my financial goals in a three months instead of taking several months (maybe 6 or 7). It's really cutting it close.
    By NP member Vavoon. This is me 24/7/365 lol

  15. #9
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    Quote Originally Posted by whitney View Post
    Open Roth Ira before 3/31/13
    Start using cash only
    Start saving for a house (take a first time homebuyers class)
    I opened my roth for 2012 yay for me. Now I need to make contributions for 2013, I may take some money out of my savings, since I got a bonus from work and my income tax and use some of that.

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  17. #10
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    Quote Originally Posted by naturallykristin View Post
    2013 Goals (I am having my 2nd child, due in August, so most goals I want accomplished by then)
    1. Move into a 3 bedroom apartment that won't cost more than $100 more than I am paying now - by Jul 1
    2. Fix my credit (hopefully by at least 100 points) - Dec 31
    3. Get a secured credit card to help fix my credit - by Apr 1
    4. Buy a new car - by Aug 1
    It didn't happen. My bank denied me. Time for a new plan, or at least a new secured credit card option.

    Also, #4, not happening! I decided to stick with my car since I pay it off in early 2014. Seems like a better decision than a new loan.
    fotki: naturallykristin
    Napptural since November 2007
    3 big chops - most recent: April 2012
    Locs started: March 2, 2013 (started and maintained by interlocking)

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